Everything the free guide couldn’t fit.
Eight modules, real numbers, and the calculators to run your own — no jargon, no scare tactics.
A home is the biggest purchase most people make. For $47 you’ll understand the numbers before you sign anything.
Assumes 28% of gross income on housing, 5% down, a 7.4% rate, taxes and insurance. Your numbers will vary.
Who this is for
You’re thinking about buying your first home in the next 6–24 months (like Rosa and Theo)
You want your real budget before talking to a lender or agent (like Nia)
You’d rather understand the numbers than just trust a salesperson (like Ben)
✕ You’ve bought a home before and know the process
✕ You’re after investment-property or flipping strategy
By the end, you’ll know…
- How much house you can comfortably afford on your income, debts and today’s rates, not just what a lender will approve.
- How much cash you need to save, including closing costs and reserves, and roughly when you’ll get there.
- Your real monthly payment with taxes, insurance and PMI, and how FHA and conventional loans compare for you.
- What you’re agreeing to when you sign with an agent, and what their fee could cost you.
- How to put together an offer, what to check at the inspection, and how to compare Loan Estimates line by line.
- What happens on closing day, what you’re signing, and when you can drop PMI afterward.
Eight modules, one clear path
Each module is one stop on Rosa and Theo’s way to the keys, with the calculator they used there.
Module 1 is free to read in full. No sign-up needed. Start reading →
Your first year as a homeowner
The course gets you to closing day. The bonus covers the twelve months after it, when most first-time owners get caught out by bills and deadlines nobody mentioned.
The story keeps going: Rosa and Theo's first year, from the payment jump to a suspicious letter.
Included with the course at no extra cost: 7 lessons, 9 tools and a printable Year-One Binder.
Here’s how Module 2 starts
Written, not video, so you can skim, search and come back anytime.
Before you look at a single listing, there’s one question worth answering honestly: what can you actually afford? Not what a lender says you qualify for — that’s a different number, and it’s usually bigger than what you should spend.
Lenders don’t just look at your income. They look at your debt-to-income ratio (DTI) — basically, how much of your monthly income is already spoken for before a mortgage payment even enters the picture…
A peek at the calculators
Every module has one. Here is a simplified version of the Module 3 monthly payment calculator. Try it with your own numbers.
A simplified version of the Module 3 calculator. Assumes property tax of 1.1% and insurance of 0.4% of the home price per year, and PMI of 0.6% of the loan per year when you put down less than 20%. The course version lets you use your own numbers, HOA fees and more. Estimates only, not financial advice.
Questions
Is this for buyers outside the US?
No. The numbers, loan types and closing process are US-specific.
Is it a video course?
No. It's written, so you can skim, search and come back to any section. Each module has a calculator and a printable worksheet.
How long does it take?
About 15–20 minutes per module to read, plus time with the calculators and worksheets.
How do I get access after I buy?
Right after checkout, an account is created with the email you used to pay, and your receipt is emailed to you. Log in from My Account (the person icon at the top of every page) and every module and bonus lesson on this page unlocks. Can't get in? Email support@homelooker.net and we'll sort it out.
Do I get updates?
Yes. Lifetime access includes updates when rates or rules change.
Is this financial advice?
No. It's education to help you ask better questions. Always confirm numbers with your lender.
What if it isn't for me?
You're covered by a 30-day money-back guarantee. Email support@homelooker.net within 30 days of purchase for a full refund.
$47, one-time. Lifetime access.
Eight modules, real numbers, and the calculators to run your own — no jargon, no scare tactics.