Disclaimer

Educational Content Only

HomeLooker and the First-Time Buyer Course are provided for general educational and informational purposes only. Nothing on this Site or within the Course constitutes financial, legal, tax, accounting, or real estate advice.

We are not licensed real estate agents, mortgage brokers, financial advisors, accountants, or attorneys, and nothing in the Course should be treated as a substitute for advice from a licensed professional in your area.

Not Personalized Advice

The information, examples, and calculators provided in the Course are general in nature and may not reflect your specific financial situation, local market conditions, or the requirements of any particular lender or loan program. Mortgage rates, loan qualification criteria, tax rates, insurance costs, and closing costs vary by location, lender, and individual circumstances, and change over time.

Before making any decisions about buying a home, financing, or your finances, you should consult:

Calculators Are Estimates Only

Any calculators included in the Course (including but not limited to the affordability, monthly payment, closing cost, and PMI removal calculators) provide estimates only, based on general formulas and assumptions. They are not a substitute for a real quote from a lender, and actual figures may differ significantly. Do not rely on these calculators as a final basis for financial decisions.

No Guarantee of Outcome

We do not guarantee that using the Course will result in any specific outcome, including but not limited to loan approval, savings, or a successful home purchase. Real estate transactions carry inherent risk, and outcomes depend on many factors outside our control.

No Professional Relationship

Purchasing or using the Course does not create any advisory, fiduciary, or professional relationship between you and HomeLooker.

Third-Party Links

The Course or Site may reference or link to third-party resources, tools, or programs (such as government or lender assistance programs). We do not control and are not responsible for the accuracy or availability of third-party content.

Questions

If you have questions about this disclaimer, contact us at support@homelooker.net.